Learning Resources

Protect your loved ones the way you want it

Everyone’s needs are different. A customized insurance plan can help to ensure that you have the right level of protection for your specific circumstances and budget.

Here’s how:

Choose a higher or lower deductible
Choosing a higher deductible can lower your premium, but it means you’ll pay more out of pocket in the event of a claim. Choosing a lower deductible can increase your premium, but it means you’ll pay less out of pocket in the event of a claim.
Add or remove coverage
Most insurance plans offer a range of coverage options, and you can choose the ones that are most important to you.
Choose a different policy term
Choosing a longer term can often save you money on your premium, but it also means you’ll be committed to the policy for a longer period of time.
Work with an insurance broker
An insurance broker is a licensed professional who can help you customize an insurance plan by considering your specific needs and budget, and then shopping around for the best coverage options.